
Welcome To Freyr Wealth
About Us
Welcome to Freyr Wealth, where our mission is to provide professional and competitive lending solutions tailored to the unique needs of individuals and businesses alike. With over 40 years of combined industry experience, our team possesses the knowledge and expertise required to navigate the complexities of the lending landscape. We work with an extensive panel of lenders, enabling us to offer our clients diverse options that deliver convenient, prompt, and qualified results.
Our Benefits
Our Core Business
At Freyr Wealth, our core business focuses on lending solutions specifically for vehicle assets, including both motor vehicles and equipment. We pride ourselves on our ability to cater to a variety of financial needs, offering:
- Personal Loans: Both secured and unsecured options, designed to provide you with the financial support you need for personal expenses, emergencies, or significant purchases.
- Chattel Mortgage and Leasing: Ideal for businesses looking to finance vehicle assets while benefiting from potential tax advantages.
- Low Doc Loans: Specifically designed for self-employed individuals and those with limited documentation, providing access to funds without the traditional paperwork burden.
- Poor Credit Loans: Tailored for clients with less-than-ideal credit histories, offering a pathway to secure financing even when conventional loans are not an option.
- Home Loan Lending: Comprehensive solutions to help you achieve your home ownership goals.


What Sets Us Apart
Our name, Freyr, is inspired by Freyr, a widely revered god in Norse mythology associated with prosperity and peace. This philosophy underpins our approach to lending. As a small, family-owned and operated business, we take pride in managing your money as if it were our own. Our commitment to customer care means we endeavour to provide financial solutions that empower you to obtain the products and services you need to thrive.
We understand that each client is unique, which is why we take the time to listen and understand your specific circumstances and goals. This personalised approach enables us to create tailored lending solutions that align with your financial aspirations, whether you are looking to expand your business, purchase a new vehicle, or simply manage unexpected expenses.
Our Team
Our dedicated team comprises experienced professionals committed to delivering exceptional service:
Emma McCulloch
Director/ Authorised Lending Specialist
With extensive experience in the lending industry, Emma brings a wealth of knowledge and a client-focused approach to every interaction. Emma has been in multiple lending scenarios including new and used car dealers, managing a lending team, running her own business, and most recently managing administrative environment in automotive business, before getting back into lending.
Morgan McCulloch
Business Director
Morgan is dedicated to understanding client needs and providing tailored financial solutions that facilitate their success.
Morgan has a wealth of dealership experience managing automotive dealerships including the management of sales including facilitating finance referrals and building finance scenarios to assist customer approvals.
Tia Pulman
Customer Service Consultant
Tia is passionate about assisting clients in navigating their financing options, ensuring they have the support needed to make informed decisions.
Our Brand Identity
Freyr Wealth is characterised by a strong customer and community-focused ethos. We believe in building long-lasting relationships with our clients, prioritising transparency and communication throughout the lending process. Our commitment to client satisfaction drives our operations, ensuring that we remain approachable and responsive to your needs.


Community Engagement
At Freyr Wealth, we recognise the importance of giving back to the community that supports us. We proudly sponsor the Bluetongues, Blue Mountains Rugby Union (Mountain Goats), Penrith District Rugby Union (Emus) contributing to the development of local youth through sports. Our involvement in community initiatives reflects our values and commitment to fostering positive social impact.
Professional Affiliations
We maintain strong professional affiliations to ensure we uphold the highest standards in our services. Our memberships include:
- AFCA (Australian Financial Complaints Authority): Providing an avenue for clients to resolve complaints and ensuring accountability in our operations.
- Viking Aggregation: A network of lenders that enhances our ability to offer a wide range of financing options.
- FBAA (Finance Brokers Association of Australia): A professional body that supports our commitment to ethical practices and ongoing education in the lending industry.
At Freyr Wealth, we are committed to helping you achieve your financial goals through innovative and accessible lending solutions. With our experienced team, personalised service, and community-focused approach, we aim to be your trusted partner in navigating the lending landscape. Whether you’re looking for personal loans, vehicle financing, or tailored business solutions, we are here to assist you every step of the way.
